Car accident Insurance

We buy car accident insurance to protect us against worst-case scenarios. In an ideal world, we would never have to "use" that insurance because we would always stay claim and accident-free. Unfortunately, life has a way of throwing curveballs our way, and if you or a loved one has recently been involved in a car accident – be it a minor fender-bender with property damage or a life-altering event – you need clear and quality instructions about how to proceed with filing your claim. This article aims to simplify and boil down this crucial information for you.

At the Scene of the Accident

1. Medical help. First and foremost, obviously, get medical help for you or any passengers or anyone else hurt in the accident. If your car is in the middle of the road, either pull it out of traffic or abandon the vehicle. Even if you don't think that you are "that hurt," you might be in a state of shock and thus unaware of truly how injured you are.
2. Collect info. Collect (or deputize someone to collect) as much information as possible. Get names of witnesses and other drivers and passengers, contact information, vehicle identification (VIN) numbers, insurance information, and so forth.
3. Take pictures. Take pictures of the scene of the accident with your cell phone camera (or other camera). Take pictures of your injuries – or the injuries of your passengers.
4. Call the police. If the damage is substantial or if anyone is hurt, call the police and have a accident report filed. Make sure to save any/all documentation – and ideally, photocopy it for easy reference later.

Making a Car Accident Insurance Claim

As soon as you can after the crash, contact your car accident insurance company and detail what happened. Be completely honest. Not only is this good ethical policy, but if you make dishonest statements, the dissembling can be used against you to deny your claim. You will likely be asked to submit a written statement containing details of the accident and supporting evidence of your claim. When you prepare your statement, include info about the cause of the crash as well as a catalog of all injuries and property damage. Retain any bills and receipts connected to the accident, since you may later submit them to your insurance company.
Applicable Car Accident Insurance Coverages

Bodily Injury – Bodily injury liability covers you if you are at fault in an accident and you cause injury to another person or persons. This insurance can cover things like medical bills, therapy, and rehabilitation. Your state may require bodily injury coverage. Typically, you will get minimum coverage for "per person" and "per accident." If you are shopping for car accident insurance, be sure you get enough bodily injury coverage – some experts recommend $100,000 BI per person and $300,000 BI per accident – well above average state minimums.
Property Damage – Property damage covers you for any damage you cause to other vehicles or property (such as signs, sign posts, store fronts, or foliage).
Uninsured/Underinsured Motorist Coverage (UM/UIM) – Unfortunately, not everyone on the roads carries insurance. To protect themselves, many drivers opt for coverage specifically to prepare for encounters with uninsured or underinsured motorists. Some states may actually have minimum UM and UIM requirements.
Finding Car Accident Insurance Quotes
Tap into the free resources of NetQuote to elicit five (or potentially more) quotes from name brand carriers that you know and trust.

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Car Insurance

Although car accidents are more prevalent in the winter months, what you need to do after an accident never changes. Obviously it is hard to think clearly after a car accident so it is important to know before you get into an accident what to do first and what questions may need answered. This checklist will help you know what to do after a car accident. It is best to review it now and then print it out and keep a copy with you in your car.

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Bad Car Crash Picture

bad car wreck

Bad Car Crash image

bad car wreck

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İn Minor Car Accident

accident car

would you like to comment you about this accident?

accident car

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Ford Fiesta ST500

ford fiesta tuning

Ford launches the sport compact Fiesta ST 500, equipped with a 2.0 liter, 4 cylinders, 150 horsepower engine and designed to be an affordable and bold aerodynamic racing breed sports car, to the European market.

ford fiesta tuning

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Ford Fiesta ST by Mountune

ford fiesta tuning

Ford Team RS and Mountune Racing will offer a tuning package for Fiesta ST (2.0, 150 hp), which can be bought from Ford dealers.

ford fiesta tuning

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Loder1899 Ford Fiesta

ford fiesta tuning

Loder1899, the tuning company that loves to modify cars made by Ford has released a tuning package for the new Ford Fiesta generation. The new kit focuses more on improving the car’s exterior look and the tiny hatchback received a new styling kit which includes an extension for its front spoiler, new side skirts and a rear apron with integrated rear diffuser and a new exhaust system with quad tail pipes made from stainless steel. The Bavarian-based tuners also installed a new adjustable suspension system which lowers the car by up to 35 mm and with the new styling kit this Ford Fiesta looks sportier and really powerful.

ford fiesta tuning

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Mountune Ford Fiesta

ford fiesta tuning

Mountune collaborated with Ford Team RS to create an upgrade package for the new Ford Fiesta that will be available only at selected specialist Ford dealers in Britain from March 2009. Their tuning kit was made for the Fiesta 1.6 Ti-VCT Zetec-S and Titanium models. They made a special performance upgrade which will improve the car’s power by 20 per cent by installing a high-flow air induction system, a high performance exhaust with new catalysts and tubular manifold and by re-calibrating the car’s 1.6L Duratec Ti-VCT engine. The special performance kit will cost £1,299 and it will take this car’s power from 120 HP and a torque of 152 Nm to 140 HP and a maximum torque of 170 Nm at 4,250 rpm. After these modifications are made, this Fiesta could accelerate from 0 to 100 km/h in just 7.9 seconds, 2 seconds less than its stock version.

ford fiesta tuning

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Opel Corsa OPC

Opel Corsa tuning

steinmetz opel corsa opc

Opel Corsa tuning

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Rieger Styles Opel Corsa

Opel Corsa tuning

The RIEGER Corsa D has far greater appeal thanks to its stylish front spoiler lip extensions and attractive side skirts. Out back, there is a modified rear bumper, a new rear diffuser, and a sport exhaust system with dual oval tailpipes. RIEGER also equipped the car with a KW coilover suspension kit and 19-inch Brock 17 RC white-polished alloy wheels.

Opel Corsa tuning

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Chrysler SkunkWerks Sebring

Chrysler Sebring tuning

The Chrysler Sebring Tuner™s exterior features new fascias with floating PIAA fog lamps, sill extensions, hood with air extractors, deck lid spoiler and HID headlamps. All front openings have been fitted with custom-stamped stainless-steel mesh accented with chrome bezels. To achieve the proper stance, the vehicle was lowered approximately 2 inches and fitted with larger “one-off” 20-inch wheels machined by Alcoa. Through the mesh wheels, one sees larger 13.5-inch cross-drilled rotors all the way around with Stoptech 4-piston calipers in the front and 2 piston in the rear.

Chrysler Sebring tuning

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Honda Accord Tuning

Honda Accord tuning

honda accord tuning mugen

Honda Accord tuning

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Senner Tuning

Audi S5 tuning

senner tuning audi s5 sportback

Audi S5 tuning

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AP Dank Audi S5

Audi S5 tuning

Auto Plaza Dank is not actually a car tuning company but it’s a place where people from Japan sell their modified cars. That’s where this modified Audi S5 was posted for sale after receiving an impressive tuning package. The car features a body kit from Rieger which makes it look more wider and sportier.
The Riger aerodynamics package for the Audi S5 consists of an aggressive front add-on lip spoiler, new side skirts, a roof spoiler and a rear diffuser that further increases the car’s sportiness. The owner of this car installed a new suspension system with special H&R coils that lower the ride height.

Audi S5 tuning

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Audi S5 Modified

Audi S5 tuning

AUDI S5 BY SENNER TUNING

Audi S5 tuning

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MTM Audi RS5

Audi RS5 tuning

For the removal of the top speed limitation, MTM chargers 1,499 Euros, and upon completion, the Audi RS5 is able to reach an amazing 303 km/h. I don’t know anywhere in the world, besides the Autobahn, where that kind of speed would be allowed, or even possible. However, this is only the first try from the MTM tuning firm, and in the next few months they plan to add an F-Cantronic for the air suspension, extra performance upgrades, and some custom styling and interior work.

Audi RS5 tuning

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Super Lexus LS 430

Lexus LS tuning

Vinh came to us to take advantage of our VIP connections in Japan for his project idea. The end result is a LS430 rocking Trafficstar STR wheels in a super aggressive size, an Insurance Group roof spoiler and a G-Answer full aero kit (half type).

Lexus LS tuning

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Black King Lexus LS

Lexus LS tuning

Lexus LS460 Black body kit

Lexus LS tuning

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New Job Design Lexus LS

Lexus LS tuning

Job Design, a Japan tun­ing firm spe­cial­iz­ing in Lexus & Toy­ota mod­i­fi­ca­tions, has released a new body kit for the Lexus LS, con­sist­ing of front wheel vents, a super-dropped sus­pen­sion and new front & rear bumpers.

Lexus LS tuning

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Lexus LS JOB Design

Lexus LS tuning

Job Design is a japanese tuning company that is specialized in modifying cars like Lexus and Toyota. Recently, they’ve revealed their latest creation: a superb tuning kit for Lexus LS, including the hybrid LS600h.Most modifications were made to the car’s body kit to give the car a nicer, more luxurious look.

Lexus LS tuning

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Dodge Challenger SRT8 Tuning

Dodge Challenger tuner

Geigercars Dodge Challenger SRT8 car picture

Dodge Challenger tuner

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Dodge Challenger Black Style

Dodge Challenger tuner

2009 Mopar Dodge Challenger Blacktop

Dodge Challenger tuner

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Dodge Challenger Tuner Color

Martin Dodge Challenger Tuner Pictures

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Dodge Challenger Tuned

Dodge Challenger tuner

One of the latest modified Challengers comes from CDC. Classic Design Concepts is a car tuner from Michigan which decided to improve this muscle car’s look. They started from a Challenger SRT8 and they increased it’s power to 560 HP with a supercharger, they installed an adjustable suspension system from PW, a new exhaust from Pypes Performance and a great braking system from Baer.

Dodge Challenger tuner

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Lamborghini Murcielago Modification

Lamborghini Murcielago tuning

lamborghini murcielago tuning hamann

Lamborghini Murcielago tuning

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Lamborghini Murcielago LP750 Tuning

Lamborghini Murcielago Tuning

lamborghini murcielago tuning wallpaper

Lamborghini Murcielago Tuning

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